Terms of Use
These terms are an agreement between you and Amangeldy Baiserkeev, an individual developer publishing as Cassian Vire (“I”, “me”), for the use of the Centwise app. By using the app you agree to them. If you do not agree, please do not use the app.
These terms apply together with Apple’s Licensed Application End User License Agreement. If they conflict, these terms apply to the extent the law allows.
Contact: support@cassianvire.com
What the app does
Centwise helps you keep track of your own money: accounts, income, expenses, transfers and budgets, with AI help to enter and understand them.
Not financial advice
- Centwise does not connect to your bank and does not move money.
- Totals, reports and AI summaries are based only on what you enter and may contain mistakes, especially AI-read receipts and phrases. Check important numbers yourself.
- Nothing in the app is financial, tax or investment advice.
Centwise Pro
Some features are available only with Centwise Pro. Recording transactions, accounts and CSV export stay free; budgets and some AI features are part of Centwise Pro. The app shows the current list of Pro features and the prices before you buy. Centwise Pro is offered as an auto-renewing subscription, billed weekly, monthly or yearly, and as a one-time purchase that does not expire.
Subscriptions
- Payment is charged to your Apple Account when you confirm the purchase.
- The subscription renews automatically for the same period and price unless you cancel at least 24 hours before the end of the current period.
- Your Apple Account is charged for the renewal within 24 hours before the end of the current period.
- If a free trial is offered, its length is shown before you start it. Unless you cancel at least 24 hours before the trial ends, the subscription starts and you are charged automatically. Any unused part of a trial ends when you buy a subscription.
- You can manage or cancel the subscription at any time in your iPhone Settings → your name → Subscriptions. Deleting the app does not cancel a subscription.
- When a subscription ends, Pro features stop working. Your data is kept.
One-time purchase
You pay once and keep Centwise Pro on the Apple Account used for the purchase.
Prices, restoring and refunds
- Prices are shown in the app in your local currency and may change. A price change does not affect a period you have already paid for.
- Restoring purchases. If you reinstall the app or use another device with the same Apple Account, use “Restore Purchases” on the Centwise Pro screen.
- Refunds are handled by Apple under its own policies; I cannot issue refunds myself. You can request one at reportaproblem.apple.com.
Your data
You are responsible for the accuracy of what you enter. Keep iCloud turned on if you want your records to survive losing or replacing your device. How data is handled is described in the Privacy Policy.
Your use of the app
You may use the app for personal, non-commercial purposes on Apple devices you own or control, as permitted by the App Store’s usage rules. You may not copy, resell, reverse-engineer or modify the app, or use it in a way that breaks the law.
Availability and changes
I may update the app, change its features, or stop offering it.
No warranty
The app is provided “as is”, without warranties of any kind, to the extent the law allows.
Limitation of liability
To the extent the law allows, I am not liable for any loss or damage arising from the use of the app, including financial decisions made based on information shown in the app. Nothing in these terms limits rights you have under consumer law that cannot be limited.
Changes to these terms
If these terms change, the new version will be published on this page with a new date. Continuing to use the app after a change means you accept the new terms.
Contact
Questions about these terms: support@cassianvire.com